Take advantage of the best Chase credit cards in September 2024

The best Chase credit cards are available for September 2024. Explore options with great rewards, cashback, and travel benefits tailored to your financial needs.

Chase is not only one of the largest banks in the U.S., but it’s also the leading issuer of credit cards by purchase volume. With a wide range of credit cards available, Chase offers competitive options across various categories, including travel rewards, cash-back, and introductory 0% APR.

If you’re looking for a card that meets your financial goals, there’s likely a Chase card that fits your needs. Below are the top Chase credit cards for September 2024 and why each one stands out.

Chase Sapphire Preferred

Why we like it: The Chase Sapphire Preferred is ideal for travelers looking to maximize rewards. With flexible redemption options, this card offers a 25% boost when redeeming points for travel through Chase Travel. For a modest annual fee of $95, you get perks like a $50 annual hotel credit and a 10% points boost on travel purchases.

Benefits of the Chase Sapphire Preferred:

• 25% more value when redeeming points for travel through Chase Travel.
• $50 annual hotel credit through Chase Travel.
• Earn 5% cash back on travel, 3% on dining, and 1.5% on all other purchases.

Chase Freedom Unlimited

Why we like it: The Chase Freedom Unlimited is perfect for those seeking a balance between cash-back rewards and travel perks. You can earn 5% on travel purchased through Chase Travel and 1.5% on all other purchases. What sets this card apart is the additional 1.5% cash-back boost during the first year, on up to $20,000 in purchases.

Key features of Chase Freedom Unlimited:

• Earn up to 6.5% cash back on Chase Travel purchases in the first year.
• Competitive rewards on everyday purchases like dining and drugstores.
• 0% APR on purchases and balance transfers for 15 months, followed by a variable APR of 20.49% – 29.24%.

Chase Sapphire Reserve

Why we like it: The Chase Sapphire Reserve is designed for frequent travelers who want luxury perks. With a 50% boost on travel redemptions through Chase Travel, this card offers some of the best value for points. Although the annual fee is $550, you get up to $300 in travel credits, plus access to travel protections and bonus points on travel and dining.

Perks of Chase Sapphire Reserve:

• 10x points on hotels and rental cars booked through Chase Travel.
• Up to $300 in annual travel credits.
• 50% more value on points when redeeming for travel through Chase.

Chase Slate Edge

Why we like it: For those focused on reducing debt, the Chase Slate Edge provides a long 0% introductory APR period of 18 months on purchases and balance transfers. This card is also unique because it offers the opportunity to reduce your ongoing interest rate each year by meeting spending and payment requirements.

Chase Slate Edge highlights:

• 0% APR for 18 months on purchases and balance transfers.
• Lower your ongoing APR by meeting specific criteria.
• A solid option for those looking to manage or reduce credit card debt.

Chase Freedom Flex

Why we like it: The Chase Freedom Flex is all about flexibility, with rotating 5% bonus categories that change quarterly. These categories often include popular spending areas such as groceries, gas stations, and online shopping. With no annual fee, this card is great for maximizing rewards across different types of purchases.

Key features of Chase Freedom Flex:

• Earn 5% cash back on rotating bonus categories.
• 3% on dining and drugstores and 1% on all other purchases.
• Redeem points for cash back, gift cards, or travel.

Chase Travel and Rewards Cards

Chase travel and rewards credit cards earn Chase Ultimate Rewards points, which can be redeemed for various travel options. When using cards like the Chase Sapphire Preferred or Reserve, your points can be worth more when redeemed through Chase Travel.

Transfer partners are another way to maximize your points, allowing you to convert Chase Ultimate Rewards into points with airlines and hotels like Marriott Bonvoy, Hyatt, and United MileagePlus. Points typically transfer at a 1:1 ratio, but redemption values may vary depending on the program.

Choosing the right Chase card

When choosing a Chase credit card, think about your financial goals and spending habits. For those prioritizing travel rewards, a card like the Chase Sapphire Preferred or Reserve could be ideal, while cash-back enthusiasts might prefer the Chase Freedom Unlimited or Freedom Flex.