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Smart, plain-English guides to credit, cards, and loans in the U.S. julho 1, 2026

Terms of Use

Last updated: June 29, 2026

Welcome to en.NossoBanco. These Terms of Use (“Terms”) govern your access to and use of en.nossobanco.digital (the “Site”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. About the Site

en.NossoBanco is an independent editorial publication that provides general educational information about credit, credit cards, loans, and personal finance in the United States. We are not a bank, lender, broker, or financial advisor, and we do not offer financial products or services.

2. Educational purpose only — not advice

All content on the Site is for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. It may not apply to your individual circumstances. Always consult a qualified, licensed professional before making financial decisions. See our Disclaimer for full details.

3. Acceptable use

You agree to use the Site lawfully and not to:

  • Violate any applicable law or regulation.
  • Copy, reproduce, or redistribute our content without permission.
  • Attempt to disrupt, hack, or gain unauthorized access to the Site.
  • Use automated tools to scrape or harvest content or data.
  • Post or transmit harmful, unlawful, or infringing material.

4. Intellectual property

All content on the Site — including text, graphics, logos, and design — is owned by or licensed to en.NossoBanco and is protected by copyright and other intellectual-property laws. You may view and share links to our content for personal, non-commercial use, but you may not republish it without our written permission.

5. Third-party links and advertising

The Site may contain links to third-party websites and may display advertising. We do not endorse and are not responsible for the content, products, or practices of any third party. Any dealings you have with third parties are solely between you and them.

6. No warranties

The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied. While we strive for accuracy, we do not warrant that the content is complete, current, or error-free. Rates, figures, and product details change frequently and may be out of date.

7. Limitation of liability

To the fullest extent permitted by law, en.NossoBanco and its team will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site or its content, including decisions made based on information found here.

8. Indemnification

You agree to indemnify and hold harmless en.NossoBanco from any claims, losses, or expenses arising out of your use of the Site or your violation of these Terms.

9. Changes to the Site and these Terms

We may modify, suspend, or discontinue any part of the Site at any time. We may also update these Terms; changes take effect when posted on this page. Your continued use of the Site means you accept the updated Terms.

10. Governing law

These Terms are governed by applicable law without regard to conflict-of-law principles. Any disputes will be handled in the courts of competent jurisdiction.

11. Contact

Questions about these Terms? Email us at [email protected] or visit our Contact page.